Home Equity Loans in Seattle, WA

Looking to unlock your Seattle home's potential? Compare the latest HELOC mortgage rates tailored for local homeowners. Whether it's a kitchen upgrade or debt consolidation, finding the right rate can make all the difference.

Our friendly lenders in Seattle, WA offer flexible terms and quick approvals to fit your budget. Start comparing now to secure a home equity loan that works for you—no hassle, just clear options to help your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
stcu
6.74 - 8.24 %
30 Yrs
100 %
∞
harborstone
6.75 %
10 - 15 Yrs
90 %
∞
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Spokane Teachers has a HELOC with an APR range of 6.74% to 7.49% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 8.24% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past three months. Harborstone has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. However, it is lower than the range from 90 days ago, which was 7% to 12.5% .

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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Why compare Home Equity Loans in Seattle, WA on LendMesh

If you’re exploring HELOC mortgage rates in Seattle, WA, it pays to keep comparing offers on LendMesh. Different lenders have varying terms and rates, so taking a little extra time to shop around can help you uncover better deals and more affordable options tailored to your needs. Staying informed means you can confidently unlock your home’s value on terms that work best for you.

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