Home Equity Loans in Seattle, WA

Looking to unlock your Seattle home's potential? Compare the latest HELOC mortgage rates tailored for local homeowners. Whether it's a kitchen upgrade or debt consolidation, finding the right rate can make all the difference.

Our friendly lenders in Seattle, WA offer flexible terms and quick approvals to fit your budget. Start comparing now to secure a home equity loan that works for you—no hassle, just clear options to help your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 9.82 %
10 - 20 Yrs
90 %
∞
iccu
6.5 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
wecu
6.5 - 10.75 %
1 - 20 Yrs
∞
iqcu
6.5 - 11.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Washington State Employees has a Home Equity rate range of 6.49% to 9.82% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Their HELOC rates remain steady at 6.49% to 9.5% , showing no change over the past 7, 30, 60, or 90 days. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months.

Whatcom Educational has a Home Equity loan with an APR range of 6.5% to 10.75% today, unchanged from 7, 30, and 90 days ago. Its HELOC also shows no change, holding steady at 6.5% to 10.75% compared to 7, 60, and 90 days ago. Both products have maintained their rates over the past few months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.

🏦 Local Lenders in Seattle, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in King County, WA

✅CREDIT HUMAN FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅SOUND 66331 CREDIT UNION
✅VERITY CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅SALAL CREDIT UNION
✅PUGET SOUND COOPERATIVE CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅WHITE RIVER 67201 CREDIT UNION
✅HARBORSTONE CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅RED CANOE CREDIT UNION
✅QUALSTAR CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅GESA CREDIT UNION
✅OUR COMMUNITY CREDIT UNION
✅SNO FALLS CREDIT UNION
✅MERIWEST CREDIT UNION
✅TOPEKA FIREMENS CREDIT UNION
✅SEATTLE METROPOLITAN CREDIT UNION
✅KITSAP CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CASCADE FEDERAL CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
✅NORDSTROM FEDERAL CREDIT UNION
✅EXPRESS CREDIT UNION
✅ALASKA AIR GROUP FEDERAL CREDIT UNION
✅WATERFRONT FEDERAL CREDIT UNION

Compare other loan types in Seattle, WA

Why compare Home Equity Loans in Seattle, WA on LendMesh

If you’re exploring HELOC mortgage rates in Seattle, WA, it pays to keep comparing offers on LendMesh. Different lenders have varying terms and rates, so taking a little extra time to shop around can help you uncover better deals and more affordable options tailored to your needs. Staying informed means you can confidently unlock your home’s value on terms that work best for you.

To stay ahead in the Seattle loan market, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and receive notifications as soon as offers dip below that threshold. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you make smarter borrowing decisions without the hassle of constant searching.

Customers are also interested in:

Heloc Mortgage Rates