Home Equity Loans in Honolulu, HI

Looking to refinance your home equity in Honolulu, HI? Discover competitive rates and flexible options tailored to your needs. Whether you’re planning renovations or consolidating debt, comparing local lenders helps you find the best deal for your island home.

Our Honolulu community trusts credit unions for personalized service and fast funding. Explore your home’s value with confidence and see how easy it is to turn your equity into cash that works for you. Start comparing rates today and take control of your financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
hificu
7 %
5 - 20 Yrs
70 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Hawaiian Financial has a HELOC with a 7% APR today, unchanged from 7 and 30 days ago but higher than 30 days ago when it was 6.5% . The rate stayed steady over the past week but increased compared to a month ago. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Honolulu, HI

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🏘️ All the Lenders Available in Honolulu County, HI

✅HAWAII STATE FEDERAL CREDIT UNION
✅HICKAM CREDIT UNION
✅HAWAIIUSA FEDERAL CREDIT UNION
✅ALOHA PACIFIC FEDERAL CREDIT UNION
✅HONOLULU FEDERAL CREDIT UNION
✅PEARL HAWAII FEDERAL CREDIT UNION
✅EWA FEDERAL CREDIT UNION
✅KAHUKU FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅KOOLAU CREDIT UNION
✅UNIVERSITY OF HAWAII FEDERAL CREDIT UNION
✅HAWAIIAN FINANCIAL FEDERAL CREDIT UNION
✅HAWAII LAW ENFORCEMENT FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅WAIALUA FEDERAL CREDIT UNION
✅SCHOFIELD FEDERAL CREDIT UNION
✅MATANUSKA VALLEY FEDERAL CREDIT UNION
✅HAWAII SCHOOLS FEDERAL CREDIT UNION
✅HAWAIIAN ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅PLUMBERS FITTERS LOCAL 675 CREDIT UNION
✅HAWAII CENTRAL FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅HONOLULU FIRE DEPARTMENT FEDERAL CREDIT UNION
✅HAWAII FEDERAL CREDIT UNION
✅ILWU CREDIT UNION
✅LOCAL UNION 1186 IBEW FEDERAL CREDIT UNION
✅GLOVER FEDERAL CREDIT UNION
✅HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION

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