Home Equity Loans in Merced, CA 95340

Looking for the best interest rates on a home equity line of credit in Merced, CA? Compare local offers to find flexible terms that fit your budget and goals, whether you’re planning a remodel or consolidating debt.

Merced homeowners trust nearby credit unions for personalized service and quick funding. Start comparing today to unlock your home’s value with confidence and ease, right here in your community.

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7.34 %

5 Yrs

70 %

∞

7.375 - 10.54 %

10 - 15 Yrs

80 %

∞

7.49 - 8.99 %

5 - 15 Yrs

85 %

∞

7.75 - 7.99 %

10 - 20 Yrs

80 %

∞

8.027 - 8.83 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in Merced, CA

EDUCATIONAL EMPLOYEES CREDIT UNION — 755 E YOSEMITE AVE STE A MERCED CA 95340
MERCO CREDIT UNION — 1911 M ST MERCED CA 95340
MERCO CREDIT UNION — 815 W 18TH ST MERCED CA 95340
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION — 1935 M ST MERCED CA 95340

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🏘️ All the Lenders Available in Merced County, CA

✅MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION

✅EDUCATIONAL EMPLOYEES CREDIT UNION

✅MERCO CREDIT UNION

✅TRAVIS CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Merced, CA on LendMesh

If you’re in Merced, CA, exploring interest rates on home equity lines of credit, take your time comparing lenders on LendMesh. Finding the right rate and terms can make a big difference in your loan’s cost and flexibility. Use our platform to weigh your options and discover deals that fit your financial goals without feeling rushed or pressured.

Stay informed effortlessly by subscribing to LendMesh’s alerts tailored for Merced home equity borrowers. Simply set your target interest rate, and we’ll notify you when offers dip below that mark. You’ll also receive regular updates with expert tips, market trends, and curated loan options—helping you make smart, timely decisions and unlock your home’s value with confidence.

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