Home Equity Loans in Irvine, CA

Looking for fixed rate home equity loan rates in Irvine, CA? Compare offers from trusted local lenders to find the best deal tailored to your needs. Whether it’s remodeling or consolidating debt, a fixed rate loan gives you predictable payments and peace of mind.

Irvine homeowners can unlock their home’s value with confidence. Start comparing rates today and discover flexible terms, fast approvals, and expert guidance from lenders who understand our community’s unique financial goals. Your smart investment starts here.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
noblecu
6.89 - 12.75 %
20 Yrs
∞
meriwest
7 %
∞
calcoastcu
7 - 7.875 %
10 - 20 Yrs
∞
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
∞
bayfed
7 - 8.5 %
80 %
∞
togethercu
7.125 %
15 Yrs
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
firstent
7.125 - 9.75 %
10 - 15 Yrs
90 %
∞
patelco
7.25 - 10 %
20 Yrs
125 %
∞
wescom
7.25 - 11.5 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . First Entertainment has a Home Equity rate range of 7.12% to 8.12% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 days ago. Their HELOC rates remain steady at 7.25% to 9.75% , showing no change from 7, 30, 60, or 90 days ago.

Patelco's HELOC rates are 5.49% to 10% today, the same as 7 and 30 days ago but higher than 60 days ago when the top rate was 9% . Its Home Equity loan rates are 8.06% to 8.31% , unchanged from 7 and 30 days ago but up slightly from 60 days ago. Wescom Central has a HELOC with an APR range of 7.25% to 11.5% today. This rate range is the same as 7 days ago but higher than the 30–and 60–day ranges, which were 7.25% to 10.25% . Compared to 90 days ago, the minimum APR is up while the maximum is also higher.

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