Home Equity Loans in Twentynine Palms, CA

Looking to make the most of your home’s equity in Twentynine Palms, CA? Comparing interest rates on home equity lines of credit helps you find the best deal to fit your budget and goals—whether you’re remodeling or consolidating debt.

Start your search with local lenders who understand the Twentynine Palms community. With flexible terms and competitive rates, you can access funds quickly and confidently, turning your home’s value into real opportunities.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
usccreditunion
6.65 %
10 - 15 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
kinecta
6.74 - 7.625 %
85 %
∞
sesloc
6.74 - 8.99 %
5 - 20 Yrs
∞
americaschristiancu
6.75 %
80 %
∞
cefcu
6.75 %
5 - 15 Yrs
90 %
∞
penfed
6.75 %
85 %
∞
valleyfirstcu
6.75 %
10 - 15 Yrs
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Usc has a HELOC with a minimum APR of 6.65% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges. Kinecta has a HELOC with an APR range of 5.99% to 7.62% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their Home Equity loan has a 6.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago.

Sesloc has a HELOC with an APR range of 6.74% to 8.99% today. This rate is the same as it was 7 and 30 days ago but higher than the 60 and 90 days ago range, which was 6.74% to 8.74% . The minimum APR remains steady at 6.74% . America'S Christian has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. The 90–day range was wider, from 6.75% to 14.75% . Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 days ago and lower than the range from 30, 60, and 90 days ago, which was 6.75% to 18% . The rate has stayed steady over the past week but is at the low end compared to earlier months.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Valley First has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 18% . Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week.

🏦 Local Lenders in Twentynine Palms, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Bernardino County, CA

✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅CHAFFEY FEDERAL CREDIT UNION
✅ARROWHEAD FEDERAL CREDIT UNION
✅CAHP CREDIT UNION
✅ONTARIO PUBLIC EMPLOYEES FEDERAL CREDIT UNION
✅ONTARIO MONTCLAIR SCHOOL EMPLOYEES CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅RIZE FEDERAL CREDIT UNION
✅THE FIRST FINANCIAL FEDERAL CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅LA LOMA FEDERAL CREDIT UNION
✅FONTANA FEDERAL CREDIT UNION
✅INLAND VALLEY FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅REDLANDS CITY EMPLOYEES FEDERAL CREDIT UNION
✅THINKWISE FEDERAL CREDIT UNION
✅ALTA VISTA CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION

Compare other loan types in Twentynine Palms, CA

Why compare Home Equity Loans in Twentynine Palms, CA on LendMesh

If you’re searching for the best interest on a home equity line of credit in Twentynine Palms, CA, take your time comparing multiple lenders on LendMesh. Exploring different offers helps you find competitive rates and terms that truly fit your financial goals. With a little research, you can unlock your home’s value confidently, knowing you’ve considered all your options for renovations, debt consolidation, or other needs.

Stay ahead in Twentynine Palms by subscribing to LendMesh’s alerts tailored to your target rates. Simply set your preferred interest rate—whether it’s 5%, 4%, or another—and receive timely notifications when offers dip below that mark. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and hand-picked deals delivered right to your inbox, helping you make smarter, more informed borrowing decisions.

Customers are also interested in:

Interest On Home Equity Line Of Credit