Home Equity Loans in Las Cruces, NM

Looking for the lowest APR home equity loan in Las Cruces, NM? Compare trusted local lenders who offer competitive rates and flexible terms tailored to your needs. Whether you’re planning a remodel or consolidating debt, find the best option to unlock your home’s value with confidence.

Our Las Cruces community deserves personalized support and fast funding. By comparing offers, you can choose a loan that fits your budget and timeline, all while working with lenders who care about your financial well-being. Start exploring your options today and make your home equity work for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
gosunward
6.697 - 14.75 %
20 Yrs
95 %
∞
penfed
6.75 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
sandia
6.875 - 7.25 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
useagle
6.99 - 7.95 %
15 Yrs
90 %
∞
macu
7.24 - 8.24 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Sandia Laboratory's Home Equity rate is 6.7% today, up from 6.62% seven days ago and higher than 6.5% thirty and sixty days ago. The HELOC rate range is 7.23% to 15.25% , which is up from 6.62% to 15.25% seven days ago and also higher than the 7% to 15.25% range seen thirty and ninety days ago.

Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Sandia Area has a Home Equity rate of 6.88% today, which is up from 6.75% at 7, 30, and 60 days ago. The HELOC rate is steady at 7.25% , unchanged over the past 7, 30, and 60 days. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

U.S. Eagle has a Home Equity rate range of 6.99% to 7.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.45% and 7.95% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past few months. Mountain America has a Home Equity loan with an APR range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is steady at 7.25% across all those time frames as well. Both products show no change in rates over the past three months.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

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