Student Loans in Las Cruces, NM

Looking for the lowest student loan rates in Las Cruces, NM? Compare offers from trusted local lenders who understand your needs and provide flexible repayment options tailored to your budget.

Start your education journey with confidence by exploring loan options that support your goals. Local credit unions in Las Cruces offer competitive rates and personalized service to help you invest wisely in your future.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
ffnm
1.95 - 17.64 %
gosunward
2.09 - 3.49 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.64 %
7 Yrs
university-credit-union
4.74 - 15 %
dcu
6.25 - 14.5 %
25 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. First Financial's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 days ago. The variable rate for the same loan is 3.75% to 16.95% , up from both 7 and 30 days ago.

Sandia Laboratory's Private Student Loans have a fixed rate of 2.09% today, unchanged from 7 and 30 days ago but down from 2.64% at 30 and 60 days ago. The variable rate loan is 3.49% today, up from 3.46% a week ago and slightly higher than 3.48% at 30 and 60 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago.

Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, while the Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. For variable rates, both Graduate and Undergraduate Student Loans are at 6.75% , with no change from 7 and 30 days ago for Graduate and from 7 and 60 days ago for Undergraduate.

Custom–Choice has a Fixed Student Loan with rates ranging from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Its Variable Student Loan ranges from 3.65% to 17.64% , which is steady from 7 days ago but up from 30, 60, and 90 days ago. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

Digital's Variable Rate Student Loans have APRs ranging from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans show rates between 4.75% and 10.5% , with no change from 7 or 60 days ago.

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