Home Equity Loans in Las Cruces, NM

Looking for the best home line of credit interest rates in Las Cruces, NM? Compare local lenders offering competitive rates and flexible terms designed to fit your renovation or financial needs. It’s your home—make it work for you with a smart, affordable loan option.

Las Cruces homeowners trust lenders who understand the community and provide fast, friendly service. Whether you’re updating your kitchen or consolidating debt, explore your options today and find the right home equity line of credit with rates that make sense for your budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
85 %
∞
sandia
6.75 - 7.25 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
useagle
6.99 - 7.95 %
15 Yrs
90 %
∞
macu
7.24 - 8.24 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Sandia Area has a Home Equity rate of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 7.25% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

U.S. Eagle has a Home Equity rate range of 6.99% to 7.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.45% and 7.95% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past few months. Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods.

Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Las Cruces, NM

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🏘️ All the Lenders Available in Dona Ana County, NM

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