Home Equity Loans in Phoenix, AZ

Discover how much current equity your Phoenix home holds and turn it into cash for upgrades, repairs, or debt consolidation. Comparing local home equity loan offers helps you find the best rates and terms tailored to the Phoenix market.

With trusted lenders familiar with Arizona’s unique real estate, you’ll get fast approvals and flexible options. Start exploring your Phoenix equity loan choices today and make your home work harder for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
desertfinancial
7 - 7.5 %
1 - 30 Yrs
∞
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
∞
pimafederal
7 - 8 %
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
macu
7.24 - 8.24 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
hughesfcu
7.75 - 8.75 %
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Desert Financial has a HELOC with an APR range of 5.99% to 7.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

Pima has a HELOC with an APR range of 7% to 18% today. This rate range has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% .

Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Hughes has a HELOC with an APR range of 7.75% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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