Home Equity Loans in Phoenix, AZ 85023

Looking to tap into your Phoenix home's equity? Compare home equity loan offers to find the best rates and terms that suit your unique needs. Whether it's for a remodel or consolidating debt, local options make borrowing simple and straightforward.

Phoenix homeowners can benefit from lenders who understand the community and offer quick, flexible funding. Start comparing now to unlock your home's value with confidence and fund your next project with ease.

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5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.79 - 7.59 %

5 - 15 Yrs

100 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 6.75 %

∞

6 - 7 %

25 Yrs

133 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.126 - 9.5 %

5 - 15 Yrs

90 %

∞

6.25 %

10 - 20 Yrs

80 %

∞

6.25 - 6.75 %

75 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Credit Union West has a Home Equity rate of 6% today, unchanged from 7 and 60 days ago. Its HELOC rate is between 6.75% and 7% , unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

Oneaz has a Home Equity APR range of 6.13% to 8.9% today, which is slightly higher than 7 and 30 days ago but lower than 60 days ago. The HELOC rates remain steady at 6.5% to 9.5% , unchanged from a week ago. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% .

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COPPER STATE CREDIT UNION — 2400 W BELL RD PHOENIX AZ 85023

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Why compare Home Equity Loans in Phoenix, AZ on LendMesh

If you’re borrowing equity in Phoenix, AZ, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better rates and more flexible loan terms that fit your unique needs. Take your time to review offers so you can confidently unlock your home’s value with the best deal possible, whether it’s for home improvements, debt consolidation, or other goals.

Stay informed effortlessly with LendMesh’s subscription service designed for Phoenix borrowers like you. Simply set your target rate—say 4% or 5%—and receive timely alerts when loan offers drop below that mark. Along with personalized notifications, you’ll get expert insights, trend updates, and curated loan deals delivered weekly or monthly right to your inbox, helping you make smarter borrowing decisions without the hassle.

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