Home Equity Loans in El Paso, TX

If you’re in El Paso, TX, and considering a home equity line of credit, it’s smart to compare offers from trusted local banks. Finding the right lender means getting competitive rates and terms tailored to your needs, whether you’re renovating or managing debt.

Local banks understand the El Paso community and offer quick, friendly service to help you unlock your home’s value. Take a moment to explore your options and choose a HELOC that fits your goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
tdecu
6.88 - 8.63 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
meriwest
7 %
∞
togethercu
7.125 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged over the past 7, 30, 60, and 90 days. Both rates have stayed steady during this time. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Texas Dow Employees has a Home Equity rate range of 6.88% to 8.63% today. This is higher than 7 days ago on the low end but the high end stayed the same. Compared to 30 days ago, both the low and high ends are up. The rates are also up from 60 and 90 days ago, where the range was lower on both ends.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% . The upper end of the APR has increased compared to two months ago. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Together has a HELOC rate range of 4.99% to 5.03% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its Home Equity loan rate is 7.12% , unchanged from 7, 30, and 60 days ago, but down from 7.5% ninety days ago.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

🏦 Local Lenders in El Paso, TX

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🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
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✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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Why compare Home Equity Loans in El Paso, TX on LendMesh

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Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and we’ll notify you as soon as offers dip below that number. With weekly or monthly updates packed with expert insights, rate trends, and curated loan deals, you’ll have everything you need to make confident borrowing decisions in El Paso.

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