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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-21
Credit Union Loan Rates - Trends & Analysis:
East Texas Professional has a Home Equity rate range of 4.75% to 7% today, unchanged from 7, 30, and 90 days ago, and the minimum rate matches the 60–day rate of 4.75% . Their HELOC rates are between 6.75% and 9.75% , unchanged from both 7 and 30 days ago. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.
Neighborhood has a Home Equity rate range of 5.04% to 6.04% today, which is higher than the 4.54% to 5.54% range from 7, 30, 60, and 90 days ago. The rates have gone up compared to all those previous periods. This shows an increase in the APR for their Home Equity product over the past three months. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.
A+ has a Home Equity rate range of 5.24% to 6.49% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 6.49% today, up from 6.24% over the past 7, 30, 60, and 90 days. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Fivepoint has a Home Equity rate range of 5.25% to 6.25% today, unchanged from 60 and 90 days ago. Its Improvement loan rates are between 6% and 6.5% , unchanged from 60 days ago. Both products show no change in rates over the past two months.
Greater Texas has a Home Equity loan with an APR range of 5.25% to 6.75% today. This rate is the same as it was 30, 60, and 90 days ago. There's no change in the APR over the past month or longer. Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago.
Texas Bay has a Home Equity rate range of 5.34% to 6.94% today, unchanged from 30 and 60 days ago but higher than 7 days ago when the top rate was 6.64% . Its HELOC rates remain steady at 7.74% to 18% compared to 30 and 60 days ago.