Home Equity Loans in Dallas, TX

Looking to tap into your Dallas home's equity? Compare offers from local banks and credit unions to find flexible HELOC options that fit your needs. Whether it’s remodeling or managing debt, the right lender can make the process smooth and straightforward.

Dallas homeowners deserve personalized service and fast funding from trusted lenders who understand the local market. Start comparing today to unlock your home’s value with confidence and find the best rates available in Texas.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
uhcu
6.2 - 6.344 %
∞
ecu
6.2 - 9.65 %
100 %
∞
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
wellbyfinancial
6.25 - 8 %
30 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
∞
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.24% and 8.74% , also unchanged over the past 7, 30, and 60 days. Both products have steady rates with no recent changes.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC has a range of 7% to 18% today, unchanged from 7, 30, and 60 days ago, but the minimum rate was lower 90 days ago at 4.99% .

Community Resource has a Home Equity rate range of 6.25% to 7.38% today, unchanged from 7 and 30 days ago. This range is lower than 30 days ago when it was 6.45% to 7.85% , but higher than 60 days ago, which had a range of 5.38% to 6.63% . Compared to 90 days ago, today's rates are slightly higher since they were between 6% and 7% .

🏦 Local Lenders in Dallas, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dallas County, TX

✅VALWOOD PARK FEDERAL CREDIT UNION
✅UNICITY CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅NEIGHBORHOOD CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅AMERICAS CREDIT UNION
✅LOCAL 20 IBEW FEDERAL CREDIT UNION
✅GRAND PRAIRIE CREDIT UNION
✅TEXAS TRUST CREDIT UNION
✅THE LOCAL 22747 CREDIT UNION
✅IRVING CITY EMPLOYEES FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅TEXANS CREDIT UNION
✅CREDIT UNION OF TEXAS CREDIT UNION
✅EVERMAN PARKWAY CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅MOBILITY CREDIT UNION CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅CITY 67669 CREDIT UNION
✅SEAGOVILLE FEDERAL CREDIT UNION
✅MESQUITE CREDIT UNION
✅CORNER STONE CREDIT UNION
✅NEIMAN MARCUS GROUP EMPLOYEES FEDERAL CREDIT UNION
✅BAPTIST CREDIT UNION
✅METHODIST HOSPITAL EMPLOYEES FEDERAL CREDIT UNION
✅LONE STAR CREDIT UNION
✅TEXAS TELCOM CREDIT UNION
✅FAITH COOPERATIVE FEDERAL CREDIT UNION
✅OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION
✅INTOUCH CREDIT UNION
✅DALLAS UP EMPLOYEES CREDIT UNION
✅SOUTHWEST FINANCIAL FEDERAL CREDIT UNION
✅FARMERS BRANCH CITY EMPLOYEES FEDERAL CREDIT UNION
✅OMEGA PSI PHI FRATERNITY FEDERAL CREDIT UNION
✅BAYLOR HEALTH CARE SYSTEM CREDIT UNION
✅PRESTIGE COMMUNITY CREDIT UNION
✅LIBERTYONE CREDIT UNION
✅METRO MEDICAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION

Compare other loan types in Dallas, TX

Why compare Home Equity Loans in Dallas, TX on LendMesh

If you’re searching for the best bank for a HELOC in Dallas, TX, take your time comparing lenders on LendMesh. Exploring multiple offers helps you uncover better deals and lower rates tailored to your needs. There’s no rush—finding the right home equity loan or line of credit can make all the difference in unlocking your home’s value for renovations, debt consolidation, or other goals.

Consider subscribing to LendMesh for personalized loan alerts designed for Dallas borrowers like you. Just set your target rate, and we’ll notify you as soon as options fall below that threshold. Choose weekly or monthly updates packed with expert insights, market trends, and carefully selected loan offers, ensuring you stay informed and ready to act when the perfect HELOC deal appears.

Customers are also interested in:

Best Bank For Heloc