Home Equity Loans in Chicago, IL 60620

Looking to tap into your Chicago home's value? Compare the best home equity loan rates available locally to find flexible terms that fit your budget and goals. Whether you’re planning renovations or consolidating debt, smart choices start with the right loan offer.

Chicago homeowners deserve clear options and fast funding. Explore competitive home equity loans tailored to your needs and backed by trusted local lenders. It’s easy to secure affordable rates and expert guidance right here in Illinois—helping you invest confidently in your home’s future.

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APR

Term

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6.75 - 12.25 %

90 %

∞

6.89 - 10.49 %

5 - 20 Yrs

100 %

∞

7.125 %

15 Yrs

∞

7.25 - 9.75 %

5 - 20 Yrs

100 %

∞

7.31 - 9.41 %

15 Yrs

80 %

∞

7.34 %

5 Yrs

70 %

∞

7.49 - 8.25 %

10 - 15 Yrs

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

🏦 Local Lenders in Chicago, IL

RESURRECTION LUTHERAN CREDIT UNION — 9349 S WENTWORTH AVE CHICAGO IL 60620

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