Home Equity Loans in Bozeman, MT

Looking to tap into the equity in your Bozeman home? Comparing local home equity loans can help you find the best rates and terms that fit your budget and goals. Whether it’s for home upgrades or consolidating debt, you deserve options that feel right for you.

Bozeman neighbors like Clearwater, Intrepid, Valley Financial, and Sky credit unions offer friendly, expert support and fast funding. Explore your home equity loan choices today and take a confident step toward making your plans a reality—right here in Montana.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
macu
7.24 - 8.24 %
15 Yrs
∞
hzcu
7.25 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods.

Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Bozeman, MT

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Gallatin County, MT

✅SKY FEDERAL CREDIT UNION
✅ROCKY MOUNTAIN CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅CLEARWATER FEDERAL CREDIT UNION
✅INTREPID CREDIT UNION
✅VALLEY FINANCIAL CREDIT UNION

Compare other loan types in Bozeman, MT

Why compare Home Equity Loans in Bozeman, MT on LendMesh

If you’re exploring ways to tap into the equity in your home in Bozeman, MT, take your time comparing lenders on LendMesh. Finding the right loan with affordable rates and terms that fit your needs can make a big difference. Use our platform to review multiple offers side-by-side and uncover better deals without any pressure.

Stay informed effortlessly by subscribing to LendMesh’s personalized alert service. Just set your ideal rate—whether it’s 4% or 5%—and receive timely notifications when offers meet your goal. You’ll also get expert insights, rate trends, and curated loan options delivered weekly or monthly, helping Bozeman homeowners like you make smart, confident borrowing decisions.

Customers are also interested in:

Equity In Your Home