Home Equity Loans in Otsego, MN

Looking for fixed equity rates in Elk River, MN? Discover competitive home equity loan offers tailored to your needs. Whether you’re planning renovations or consolidating debt, comparing local lenders helps you find the best rates and terms to fit your budget.

Elk River homeowners trust local credit unions for fast funding and friendly service. Get personalized guidance from lenders who understand our community and want to help you reach your financial goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
blazecu
3.99 - 8.5 %
20 Yrs
100 %
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Blaze has a HELOC with an APR range of 3.99% to 4.99% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 8.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

🏦 Local Lenders in Otsego, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Sherburne County, MN

Compare other loan types in Otsego, MN

Why compare Home Equity Loans in Otsego, MN on LendMesh

If you’re exploring fixed equity rates in Elk River, MN, it’s wise to keep comparing multiple lenders on LendMesh. By checking different offers, you increase your chances of finding better deals and lower rates tailored to your needs. Taking a little extra time now can lead to significant savings and more flexible loan options down the line.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and receive instant notifications when lenders offer rates below your goal. You’ll also get expert insights, market trends, and curated loan deals delivered weekly or monthly, helping Elk River borrowers like you make confident, timely decisions without the hassle.

Customers are also interested in:

Fixed Equity Rates