Home Equity Loans in Saint Paul, MN

Looking for the lowest home equity loan rates in Saint Paul, MN? Compare local banks to find the best offers that fit your needs. Whether you're remodeling or consolidating debt, the right loan can unlock your home's value with ease and confidence.

Saint Paul homeowners trust friendly, local lenders who understand the community and offer flexible terms. Take a moment to explore your options and secure fast funding with rates that work for you—making your financial goals more achievable starting today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Saint Paul, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ramsey County, MN

✅AFFINITY PLUS FEDERAL CREDIT UNION
✅ASSOCIATED HEALTHCARE CREDIT UNION
✅ST PAUL CREDIT UNION
✅METROPOLITAN SERVICES CREDIT UNION
✅CITY COUNTY CREDIT UNION
✅NSP CREDIT UNION
✅IDEAL CREDIT UNION
✅UNITY ONE CREDIT UNION
✅SMW FINANCIAL CREDIT UNION
✅FARM CREDIT EMPLOYEES FEDERAL CREDIT UNION
✅BLAZE CREDIT UNION
✅TOPLINE FINANCIAL CREDIT UNION
✅ROYAL CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅TRUSTONE FINANCIAL CREDIT UNION
✅GENISYS CREDIT UNION
✅PIPEFITTERSSTEAMFITTERS CREDIT UNION
✅MINNESOTA CATHOLIC CREDIT UNION
✅BUILDING TRADES FEDERAL CREDIT UNION
✅HEARTLAND 64168 CREDIT UNION
✅BAXTER CREDIT UNION
✅CATHOLIC UNITED FINANCIAL CREDIT UNION
✅CARPENTERS FEDERAL CREDIT UNION

Compare other loan types in Saint Paul, MN

Why compare Home Equity Loans in Saint Paul, MN on LendMesh

If you’re searching for the banks with the lowest home equity loan rates in Saint Paul, MN, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. Take your time to review terms and rates so you can confidently unlock your home’s value on the best possible terms.

Consider subscribing to LendMesh for personalized alerts that match your target rate, whether it’s 4% or 5%. You’ll receive timely notifications whenever rates dip below your goal, along with expert insights and curated loan deals delivered weekly or monthly. Join many Saint Paul borrowers who trust LendMesh to stay informed and seize great opportunities without the hassle.

Customers are also interested in:

Banks With Lowest Home Equity Loan Rates