Home Equity Loans in Madison, WI

Looking to tap into your Madison home’s equity? Comparing local lenders helps you find the best rates and flexible terms tailored to your needs, whether you’re renovating, consolidating debt, or planning a big purchase.

With trusted credit unions and banks right here in Madison, WI, you get personalized guidance and fast funding. Explore your options today to make the most of your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
servicecu
6.75 %
∞
westconsincu
6.75 - 7.683 %
30 Yrs
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Service has a HELOC with an APR range of 4.99% to 17.12% today. This rate range is the same as it was 7, 30, and 60 days ago, but it's higher than the 90–day range, which was 4.99% to 6.75% . Westconsin's HELOC rate is 6.75% today, the same as it was 7, 30, and 60 days ago. The Home Equity rate is 7.68% now, up from 7.62% seven and 30 days ago, but unchanged from 60 days ago. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Madison, WI

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🏘️ All the Lenders Available in Dane County, WI

✅SUMMIT 67190 CREDIT UNION
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✅HEARTLAND 66710 CREDIT UNION
✅AVESTAR CREDIT UNION
✅UNIVERSITY OF WISCONSIN CREDIT UNION
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✅BLACKHAWK COMMUNITY CREDIT UNION
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✅WEA CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅MINNESOTA CATHOLIC CREDIT UNION
✅MADISON CREDIT UNION
✅LANDMARK 66751 CREDIT UNION
✅MADISON FIRE DEPARTMENT CREDIT UNION

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