Home Equity Loans in Big Rapids, MI

Looking for the lowest home equity loan rates in Big Rapids, MI? You’re in the right place to compare offers from trusted local lenders who understand your community and financial needs.

Unlock your home's value with confidence. Whether you’re tackling home improvements or consolidating debt, find flexible terms and fast approvals tailored just for Big Rapids homeowners.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
itcu
5.5 %
5 - 20 Yrs
70 %
zealcu
5.5 - 7.75 %
20 Yrs
95 %
lafcu
5.5 - 8.99 %
eastrise
5.74 - 8.13 %
15 Yrs
90 %
vibecreditunion
5.75 - 6.25 %
5 - 15 Yrs
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
trueccu
6 - 7 %
15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Zeal's Home Equity loan has an APR range of 5.5% to 7.75% today, unchanged from 7, 30, and 60 days ago, but the minimum was lower 90 days ago at 5.5% . The HELOC's APR range is 6.75% to 18% now, unchanged from 7 and 30 days ago, with a lower minimum rate of 6.75% seen 60 and 90 days ago. Lafcu's Home Equity loan has a rate range of 5.5% to 8.99% today, which is lower than 7 days ago but the same as 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% with no change over the past 7, 30, 60, or 90 days.

Eastrise has a Home Equity rate range of 5.74% to 8.13% today, which is lower than the 5.99% to 8.13% range from 60 and 90 days ago. The HELOC rate range is 6.25% to 7. Vibe's HELOC has an APR range of 5.75% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. True Community has a Home Equity loan with an APR range of 6% to 7% , unchanged from it was 7 days ago. Their HELOC rate is 6.25% today and has not changed from a week ago either. Both rates have stayed steady over the past week.

🏦 Local Lenders in Big Rapids, MI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Mecosta County, MI

Compare other loan types in Big Rapids, MI

Why compare Home Equity Loans in Big Rapids, MI on LendMesh

If you’re searching for the lowest equity loan rates in Big Rapids, MI, it pays to explore multiple lenders on LendMesh. Comparing options helps you uncover better deals and flexible terms tailored to your needs—whether for home improvements, debt consolidation, or other goals. Take your time and see what’s available to make the most informed decision for your financial future.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, like 4% or 5%, and receive notifications when offers drop below your goal. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—all designed to keep Big Rapids borrowers ahead and confident in their choices.

Customers are also interested in:

Lowest Equity Loan Rates