Home Equity Loans in Otisville, MI

Looking to make the most of your Otisville home’s value? Compare current home equity loan rates in Otisville, MI to find the best offers that fit your goals—whether it’s remodeling, consolidating debt, or funding a big project.

Local lenders understand the community and offer flexible terms with competitive rates. Start comparing today to unlock funding options tailored just for Otisville homeowners like you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
itcu
5.5 %
5 - 20 Yrs
70 %
zealcu
5.5 - 7.75 %
20 Yrs
95 %
lafcu
5.5 - 8.99 %
eastrise
5.74 - 8.13 %
15 Yrs
90 %
vibecreditunion
5.75 - 6.25 %
5 - 15 Yrs
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
trueccu
6 - 7 %
15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Zeal's Home Equity loan has an APR range of 5.5% to 7.75% today, unchanged from 7, 30, and 60 days ago, but the minimum was lower 90 days ago at 5.5% . The HELOC's APR range is 6.75% to 18% now, unchanged from 7 and 30 days ago, with a lower minimum rate of 6.75% seen 60 and 90 days ago. Lafcu's Home Equity loan has a rate range of 5.5% to 8.99% today, which is lower than 7 days ago but the same as 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% with no change over the past 7, 30, 60, or 90 days.

Eastrise has a Home Equity rate range of 5.74% to 8.13% today, which is lower than the 5.99% to 8.13% range from 60 and 90 days ago. The HELOC rate range is 6.25% to 7. Vibe's HELOC has an APR range of 5.75% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. True Community has a Home Equity loan with an APR range of 6% to 7% , unchanged from it was 7 days ago. Their HELOC rate is 6.25% today and has not changed from a week ago either. Both rates have stayed steady over the past week.

🏦 Local Lenders in Otisville, MI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Genesee County, MI

Compare other loan types in Otisville, MI

Why compare Home Equity Loans in Otisville, MI on LendMesh

If you're exploring current home equity loan rates in Otisville, MI, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. Each lender offers unique terms and rates, so browsing through a variety of offers ensures you find the best fit for your financial goals without feeling rushed.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you the moment offers drop below that threshold. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and carefully selected loan deals straight to your inbox. Many Otisville borrowers trust LendMesh to keep them ahead and secure the best home equity loan opportunities.

Customers are also interested in:

Current Home Equity Loan Rates