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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28
Credit Union Loan Rates - Trends & Analysis:
Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, and 60 days ago, but lower than the 90–day range that went up to 18% . Both products show steady rates over the past two months. Financial Plus has a Home Equity rate range of 6.34% to 7.38% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago.
Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% . Community Choice has a HELOC with rates from 6.5% to 8.5% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Their Home Equity loan shows rates between 6.99% and 8.09% , steady compared to 7 and 30 days ago and lower than 60 and 90 days ago.
Dow has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity rate is 8.69% now, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Elga has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan rates range from 6.75% to 8.96% , unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when the range was 6.5% to 8.74% . Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.
Lake Trust's Home Equity rates today range from 6.52% to 10.62% , which is slightly up from 7 days ago but higher than 30 and 60 days ago. The 90–day range was lower, between 6.16% and 7.64% . Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.
Michigan State University has a Home Equity rate range of 6.64% to 8.15% today, unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7.5% , also unchanged from the past 7, 30, and 60 days. Both products show steady rates over the last two months.