Home Equity Loans in Detroit, MI

Looking for the best home equity loan APRs in Detroit, MI? Compare offers from trusted local lenders to find rates that fit your budget and goals. Whether you’re planning a remodel or consolidating debt, getting the right loan starts with smart comparisons.

Detroit homeowners deserve flexible financing with clear terms and fast approval. Explore your options today to unlock your home’s potential and enjoy competitive APRs designed for our community. It’s easier than ever to turn your equity into opportunity right here in Detroit.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
frankenmuthcu
6.75 - 8.9 %
15 Yrs
80 %
∞
tlccu
6.75 - 8.945 %
25 Yrs
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
cuone
7.74 - 8.638 %
5 - 15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Frankenmuth's Home Equity loan rates are between 6.75% and 8.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR range over the past three months. Tlc Community has a HELOC with an APR range of 6.75% to 6.92% , unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 7% to 8.95% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Credit Union One has a HELOC with a 7.74% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range from 7.88% to 8.64% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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