Home Equity Loans in Detroit, MI

Looking for the best home equity loan APRs in Detroit, MI? Compare offers from trusted local lenders to find rates that fit your budget and goals. Whether you’re planning a remodel or consolidating debt, getting the right loan starts with smart comparisons.

Detroit homeowners deserve flexible financing with clear terms and fast approval. Explore your options today to unlock your home’s potential and enjoy competitive APRs designed for our community. It’s easier than ever to turn your equity into opportunity right here in Detroit.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
msufcu
6.64 - 8.15 %
15 Yrs
90 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
mfcu
6.75 - 6.875 %
10 - 15 Yrs
∞
4frontcu
6.75 - 7.25 %
80 %
∞
notredamefcu
6.75 - 7.25 %
∞
honorcu
6.75 - 8.007 %
5 - 15 Yrs
80 %
∞
everwisecu
6.75 - 8.25 %
5 - 15 Yrs
90 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Michigan State University has a Home Equity rate range of 6.64% to 8.15% today, unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7.5% , also unchanged from the past 7, 30, and 60 days. Both products show steady rates over the last two months. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Members First has a Home Equity rate range of 6.75% to 6.88% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the Home Equity rates over the past two months. 4Front has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a 7.25% APR now, also unchanged from the past 90 days. Both rates have stayed steady over the last three months.

Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago. Honor's HELOC rate is 6.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is between 7.68% and 8.01% , unchanged from 7, 30, and 60 days ago but higher than the 6.75% to 7.5% range seen 90 days ago. Everwise has a HELOC with an APR range of 6.75% to 7.25% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR is between 6.75% and 8.25% , also unchanged from 7, 30, and 60 days ago but higher than the 6.5% to 8% range seen 90 days ago.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

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