Home Equity Loans in Detroit, MI

Looking for the best home equity loan APRs in Detroit, MI? Compare offers from trusted local lenders to find rates that fit your budget and goals. Whether you’re planning a remodel or consolidating debt, getting the right loan starts with smart comparisons.

Detroit homeowners deserve flexible financing with clear terms and fast approval. Explore your options today to unlock your home’s potential and enjoy competitive APRs designed for our community. It’s easier than ever to turn your equity into opportunity right here in Detroit.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
itcu
5.5 %
5 - 20 Yrs
70 %
∞
zealcu
5.5 - 7.75 %
20 Yrs
95 %
∞
lafcu
5.5 - 8.99 %
∞
eastrise
5.74 - 8.13 %
15 Yrs
90 %
∞
vibecreditunion
5.75 - 6.25 %
5 - 15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
trueccu
6 - 7 %
15 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Zeal's Home Equity loan has an APR range of 5.5% to 7.75% today, unchanged from 7, 30, and 60 days ago, but the minimum was lower 90 days ago at 5.5% . The HELOC's APR range is 6.75% to 18% now, unchanged from 7 and 30 days ago, with a lower minimum rate of 6.75% seen 60 and 90 days ago. Lafcu's Home Equity loan has a rate range of 5.5% to 8.99% today, which is lower than 7 days ago but the same as 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% with no change over the past 7, 30, 60, or 90 days.

Eastrise has a Home Equity rate range of 5.74% to 8.13% today, which is lower than the 5.99% to 8.13% range from 60 and 90 days ago. The HELOC rate range is 6.25% to 7. Vibe's HELOC has an APR range of 5.75% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. True Community has a Home Equity loan with an APR range of 6% to 7% , unchanged from it was 7 days ago. Their HELOC rate is 6.25% today and has not changed from a week ago either. Both rates have stayed steady over the past week.

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