Home Equity Loans in Detroit, MI

Looking to tap into your Detroit home's value? A home equity line of credit lets you access funds for renovations, debt consolidation, or big expenses with flexible terms tailored to your needs.

Compare local offers in Detroit, MI, to find the best rates and expert guidance. Unlock your home's potential while supporting lenders who understand our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
adviacu
6.25 %
10 Yrs
70 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
pfcu4me
6.25 - 7.125 %
cfcu
6.25 - 7.24 %
5 Yrs
80 %
american1cu
6.25 - 8 %
20 Yrs
veridiancu
6.25 - 8 %
directionscu
6.25 - 8.25 %
10 Yrs
90 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
dortonline
6.25 - 10.75 %
15 Yrs
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Advia's HELOC has an APR range of 5.2% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is higher than it was 90 days ago when the range was 4.7% to 4.95% . University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Pfcu has a HELOC rate of 6.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 7.12% now, up from 6.88% seven days ago and higher than the 7% rate 30 and 90 days ago. The Home Equity rate has increased compared to 60 days ago when it was 6.75% . Community Financial has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but higher than the 5.25% to 6.25% range from 30 days ago. Its Home Equity rate is steady at 7.24% , unchanged from 7, 30, 60, and 90 days ago.

American 1 has a HELOC rate of 6.25% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate ranges from 7.5% to 8% , also unchanged compared to the last 7, 30, 60, and 90 days. Both products have steady rates over the past few months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Directions has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 7.75% to 8.25% , also unchanged from the past 90 days. Both products have steady rates over this period.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Dort Financial's HELOC has an APR range of 6.25% to 10.75% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 7% . Their Home Equity loan shows a steady APR range of 6.49% to 7.74% , with no change over the past 7, 30, 60, or 90 days.

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Why compare Home Equity Loans in Detroit, MI on LendMesh

If you’re exploring home equity line of credit options in Detroit, MI, take your time comparing lenders on LendMesh. Finding the right fit means looking beyond the first offer to discover better rates and more flexible terms that suit your needs. Our platform helps you see a range of options, so you can confidently unlock your home’s value without feeling rushed or pressured.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate. Whether you’re aiming for 4% or 5%, we’ll notify you when offers dip below your goal. Get weekly or monthly updates filled with expert insights, market trends, and carefully selected deals straight to your inbox. Join many Detroit borrowers who trust LendMesh to stay informed and ready to act on the best home equity opportunities.

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