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Looking to borrow equity from your house in Dayton, OH? Start by comparing home equity loan offers to find the best rates and terms that fit your budget. Whether for debt consolidation or home improvements, local lenders are ready to help you unlock your home's value with ease.
In Dayton, you have access to trusted lenders who understand your community and financial needs. With personalized support and flexible options, tapping into your home equity can be a smooth, stress-free way to reach your goals—get started today and see how much you can borrow.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
University has a HELOC with an APR range of 6.5% to 17.99% today. This rate is the same as 7 days ago but higher than the 6.25% to 17.74% range from 30, 60, and 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.5% to 9.99% today. This is up from 6.25% to 9.75% seven, 30, 60, and 90 days ago. The rates have increased slightly compared to all those previous periods.
Seven Seventeen's HELOC rates are 6.5% to 11.25% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. Its Home Equity loan rates are 6.68% to 7.1% , up from 6.25% to 7.1% over the past 7, 30, 60, and 90 days. General Electric has a HELOC with a 6.75% APR today, which is up from 6.5% ninety days ago. Its Home Equity loan rate is 6.99% APR and has stayed the same compared to ninety days ago. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.
Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Wright–Patt Credit Union, Inc. has a Home Equity loan with an APR range of 6.75% to 10% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates also hold steady at 6.75% to 12.25% across all those time frames. Both products show no change in rates over the past three months.
Affinity's HELOC has a minimum APR of 6.88% today, which is up from 6.63% seven days ago. The rate is also higher compared to 30, 60, and 90 days ago, all at 6.63% . America First has a Home Equity rate range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady throughout this period.