Home Equity Loans in Dayton, OH

Looking for the lowest HELOC rates in Dayton, OH? Compare top local offers to find flexible terms that fit your budget. Whether you’re planning a home remodel or consolidating debt, unlocking your home’s equity has never been easier or more affordable.

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Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
directionscu
6.25 - 8.25 %
10 Yrs
90 %
telhio
6.25 - 9.65 %
4 - 20 Yrs
100 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
717cu
6.25 - 11 %
20 Yrs
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
10 - 20 Yrs
85 %
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Directions has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 7.75% to 8.25% , also unchanged from the past 90 days. Both products have steady rates over this period. Telhio's HELOC rates are 6.25% to 6.75% today, down from 6.75% seven, 30, and 60 days ago. The Home Equity loan rates remain the same at 7.25% to 9.65% compared to 7 and 30 days ago, though the minimum was lower 60 days ago at 7.25% .

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Seven Seventeen has a HELOC with an APR range of 6.25% to 11% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range of 6.25% to 7.1% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

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