Home Equity Loans in Lexington, KY

Ready to put your Lexington, KY home’s equity to work? Whether you’re planning a remodel or need to consolidate debt, home equity loans offer a smart way to access funds with competitive rates and flexible terms.

Compare offers from trusted local lenders who understand Lexington homeowners. Get personalized service and fast decisions that help you make the most of your home’s value—right here in our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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✅GREATER KENTUCKY CU INC CREDIT UNION
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✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

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Why compare Home Equity Loans in Lexington, KY on LendMesh

If you’re a homeowner in Lexington, KY, exploring your home equity options, it’s wise to keep comparing lenders on LendMesh. By reviewing multiple offers, you can uncover better rates and more flexible terms without any pressure. Taking your time to find the right deal ensures you unlock your home’s value in a way that suits your financial goals and needs.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 5%, 4%, or another goal—and receive instant notifications when lenders in Lexington drop below that threshold. Along with weekly or monthly updates, you’ll get expert insights and curated loan deals sent directly to your inbox, helping you stay ahead and secure the best home equity loan or line of credit available.

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