Home Equity Loans in Louisville, KY

Looking to refinance your home equity loan in Louisville, KY? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. It’s a smart way to tap into your home’s value for upgrades or debt relief.

Our community-focused lenders in Louisville understand your needs and offer fast approvals with flexible options. Whether you’re remodeling or consolidating debt, refinancing your equity loan here can help you achieve your financial goals with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
forteracu
5.49 - 9.49 %
20 Yrs
80 %
ccuky
5.75 - 6.75 %
10 - 15 Yrs
ukfcu
5.75 - 7.74 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Fortera has a Home Equity loan with an APR range of 5.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.75% and 9.25% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

Commonwealth has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range has gone down from 18% to 6.75% . University Of Kentucky has a HELOC with a 5.75% APR today, unchanged from 7, 30, and 60 days ago. The 90–day range for this HELOC is 5.75% to 18% . Their Home Equity loan has a 7.74% APR now, unchanged from 7, 30, and 60 days ago. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% .

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Why compare Home Equity Loans in Louisville, KY on LendMesh

If you’re exploring refinance equity loans in Louisville, KY, take your time comparing offers on LendMesh. Browsing multiple lenders can help you uncover better deals and more affordable rates tailored to your needs. By staying informed and patient, you increase your chances of unlocking your home’s value with terms that work best for you.

For Louisville homeowners looking to refinance, consider subscribing to LendMesh’s alert service. Simply set your target rate—whether it’s 4% or 5%—and receive timely notifications when offers dip below your goal. Along with weekly or monthly updates featuring expert insights, rate trends, and curated loan options, you’ll be equipped to make smart, confident decisions without the hassle.

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