Home Equity Loans in Louisville, KY

Looking to refinance your home equity loan in Louisville, KY? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. It’s a smart way to tap into your home’s value for upgrades or debt relief.

Our community-focused lenders in Louisville understand your needs and offer fast approvals with flexible options. Whether you’re remodeling or consolidating debt, refinancing your equity loan here can help you achieve your financial goals with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
85 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
aboundcu
6.5 %
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
membersheritage
6.75 %
∞
penfed
6.75 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
heritagefederal
6.75 - 9.5 %
15 Yrs
100 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Abound has a HELOC with a minimum APR of 6.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Members Heritage has a HELOC with a minimum APR of 6.75% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

Heritage's HELOC rate is steady at 6.75% , the same as 7, 30, and 60 days ago. Its Home Equity loan rate today ranges from 7% to 9.5% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rate for Home Equity was slightly higher on the low end but the same on the high end compared to today. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

🏦 Local Lenders in Louisville, KY

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🏘️ All the Lenders Available in Jefferson County, KY

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Why compare Home Equity Loans in Louisville, KY on LendMesh

If you’re exploring refinance equity loans in Louisville, KY, take your time comparing offers on LendMesh. Browsing multiple lenders can help you uncover better deals and more affordable rates tailored to your needs. By staying informed and patient, you increase your chances of unlocking your home’s value with terms that work best for you.

For Louisville homeowners looking to refinance, consider subscribing to LendMesh’s alert service. Simply set your target rate—whether it’s 4% or 5%—and receive timely notifications when offers dip below your goal. Along with weekly or monthly updates featuring expert insights, rate trends, and curated loan options, you’ll be equipped to make smart, confident decisions without the hassle.

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