Home Equity Loans in Knoxville, TN

Looking to tap into your Knoxville home's value? A home equity line of credit lets you access funds with flexible terms, perfect for debt consolidation, home improvements, or unexpected expenses. Comparing local offers helps you find the best rate and service for your needs.

Knoxville homeowners trust community lenders who understand local goals and challenges. Start comparing home equity loan options today to secure fast funding and expert guidance that fits your budget and future plans, right here in Tennessee.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
listerhill
4 %
10 - 20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
ascend
5.25 - 8.75 %
15 Yrs
∞
forteracu
5.49 - 9.49 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with a minimum APR of 4% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Ascend's Home Equity loan has a minimum APR of 5.25% today, with a range from 5.25% to 8% . This is the same as 7 days ago but higher than 30 days ago, when the minimum was 5% . The HELOC product shows no change in its APR range of 6.75% to 8.75% compared to 7, 30, 60, and 90 days ago.

Fortera has a Home Equity loan with an APR range of 5.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.75% and 9.25% , also unchanged from 7, 30, 60, and 90 days ago. Both products have stable rates over the past few months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

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✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
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