Home Equity Loans in Phenix City, AL

Looking to tap into your home's value in Phenix City, AL? Compare home equity lines of credit from trusted local lenders offering competitive rates and flexible options tailored to your needs. Whether it’s for remodeling or debt consolidation, find the best fit for your financial goals.

Enjoy fast funding and friendly service from credit unions and banks that understand the Phenix City community. With clear terms and expert support, you can confidently choose the right home equity loan to make your next project or expense easier to manage.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
fivestarcu
6.75 %
∞
penfed
6.75 %
20 Yrs
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
amfirst
6.75 - 9.25 %
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
redfcu
6.875 %
15 Yrs
95 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
alabamacu
7.25 - 8.25 %
90 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Five Star has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. America'S First has a HELOC with an APR range of 6.75% to 18% today, unchanged from 7 and 30 days ago but lower than the 7.5% to 10% range seen 30, 60, and 90 days ago. The minimum APR remains at 6.75% , unchanged from last week but down from earlier months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Redstone's HELOC has a minimum APR of 6.88% today, unchanged from 7, 30, and 60 days ago. This rate is lower than the range of 7.12% to 18% seen 90 days ago. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

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If you’re in Phenix City, AL, looking for the best place to get a home equity line of credit, it pays to keep exploring your options. LendMesh makes comparing lenders easy, helping you find competitive rates and flexible terms that fit your needs. Take your time to review offers so you can unlock your home’s value with confidence and find the deal that works best for you.

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