Home Equity Loans in Montgomery, AL

Looking for the best home equity loan rates in Montgomery, AL? Start here to compare competitive offers from trusted local lenders who understand your community and financial needs. Whether you’re planning renovations or consolidating debt, finding the right rate is the first step.

Unlock your home's potential with flexible borrowing options tailored for Montgomery homeowners. Enjoy personalized service, clear terms, and fast funding to help you reach your goals. Compare current rates now and take control of your finances with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
10 - 20 Yrs
85 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
amfirst
6.75 - 9.25 %
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
redfcu
6.875 %
10 - 15 Yrs
95 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
alabamacu
7.25 - 8.25 %
90 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. America'S First has a HELOC with an APR range of 6.75% to 18% today. This is lower than the 7–day, 30–day, 60–day, and 90–day APR range, which was 7.5% to 10% . The rates have dropped compared to all those previous periods.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Redstone's HELOC has a minimum APR of 6.88% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when it was 7.12% , and also down from the range of 7.38% to 18% seen 90 days ago. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Montgomery, AL

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🏘️ All the Lenders Available in Montgomery County, AL

✅ALABAMA ONE CREDIT UNION
✅GUARDIAN CREDIT UNION
✅ALABAMA STATE EMPLOYEES CREDIT UNION
✅MAX CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅GUARDIAN 68374 CREDIT UNION
✅FEDMONT FEDERAL CREDIT UNION
✅AUBURN UNIVERSITY CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MONTGOMERY VA FEDERAL CREDIT UNION

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