Home Equity Loans in Montgomery, AL

Looking for the best home equity loan rates in Montgomery, AL? Start here to compare competitive offers from trusted local lenders who understand your community and financial needs. Whether you’re planning renovations or consolidating debt, finding the right rate is the first step.

Unlock your home's potential with flexible borrowing options tailored for Montgomery homeowners. Enjoy personalized service, clear terms, and fast funding to help you reach your goals. Compare current rates now and take control of your finances with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
alabamaone
6 - 9 %
15 Yrs
100 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
allincu
6.25 - 7.75 %
10 - 15 Yrs
∞
veridiancu
6.25 - 8 %
∞
guardiancu
6.25 - 8.75 %
20 Yrs
90 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
familysavingscu
6.7 - 8.75 %
20 Yrs
100 %
∞
fivestarcu
6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Alabama One has a Home Equity loan with an APR range of 6% to 9% , unchanged from 7 and 30 days ago. Their HELOC rates are between 7.25% and 8.75% , unchanged from 7, 30, 60, and 90 days ago. Both products show stable rates over the past three months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% .

All In has a HELOC with an APR range of 6.25% to 7.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.75% , also unchanged from the past 90 days. Both rates have stayed steady over this period. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Guardian has a HELOC with an APR range of 6.25% to 8.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.49% to 8.69% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Family Savings has a Home Equity rate range of 6.7% to 8.2% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago. Their HELOC rates remain steady at 7.25% to 8.75% compared to 7, 30, 60, and 90 days ago. Five Star has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

🏦 Local Lenders in Montgomery, AL

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🏘️ All the Lenders Available in Montgomery County, AL

✅ALABAMA ONE CREDIT UNION
✅GUARDIAN CREDIT UNION
✅ALABAMA STATE EMPLOYEES CREDIT UNION
✅MAX CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅GUARDIAN 68374 CREDIT UNION
✅FEDMONT FEDERAL CREDIT UNION
✅AUBURN UNIVERSITY CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MONTGOMERY VA FEDERAL CREDIT UNION

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