Home Equity Loans in Sarasota, FL

Looking to tap into your Sarasota home’s equity? Compare home equity loan offers from trusted local lenders to find the best rates and terms tailored for your needs. Whether for renovations or debt consolidation, smart choices start here.

Explore flexible options from Sarasota banks and credit unions ready to help you access funds quickly. With personalized guidance and competitive rates, you can confidently invest in your future while staying connected to your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
fairwinds
5.101 %
5 - 20 Yrs
70 %
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
dcu
5.25 - 7.75 %
20 Yrs
50 %
creditunion1
5.49 %
5 - 20 Yrs
100 %
mayocreditunion
5.79 - 7.79 %
5 - 15 Yrs
100 %
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.

Fairwinds has a Home Equity loan with an APR of 5.1% today, unchanged from it was 7 days ago. There's no change compared to the previous week, and no data is available for 30, 60, or 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago.

Credit Union 1 has a HELOC with a minimum APR of 5.49% today. This rate is lower than 7 days ago when it ranged from 6.24% to 6.25% , and also down from 60 and 90 days ago when it was 6.75% . The APR has dropped compared to these earlier periods. Mayo Employees has a Home Equity rate range of 5.79% to 7.79% today, which is slightly higher than the 5.79% to 7.59% range from 60 days ago. Their HELOC rate is steady at 6.75% , unchanged over the past 7, 30, 60, and 90 days.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is steady at 7.75% today, unchanged from the past 7, 30, 60, and 90 days. Both products show no rate changes over these time periods. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

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