Home Equity Loans in Seminole, FL

Looking to refinance your home equity in Seminole, FL? Compare offers from trusted local lenders to find the best rates and terms tailored to your needs. Whether it's renovating your kitchen or paying off debt, smart refinancing starts with exploring your options.

Seminole homeowners deserve clear, friendly guidance and fast funding to unlock their home's value. Start your journey today and see how a home equity refinance can help you achieve your goals while keeping your finances on track.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
fairwinds
5.101 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

Fairwinds has a Home Equity loan with an APR of 5.1% today. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

🏦 Local Lenders in Seminole, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Pinellas County, FL

✅ACHIEVA CREDIT UNION CREDIT UNION
✅USF FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅SUNCOAST CREDIT UNION
✅FLORIDA CENTRAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SUMA FEDERAL CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅MIDFLORIDA CREDIT UNION
✅GTE FEDERAL CREDIT UNION
✅PINELLAS FEDERAL CREDIT UNION
✅CITYCOUNTY EMPLOYEES CREDIT UNION
✅FICARE FEDERAL CREDIT UNION
✅ECU CREDIT UNION

Compare other loan types in Seminole, FL

Why compare Home Equity Loans in Seminole, FL on LendMesh

If you’re considering a home equity refinance in Seminole, FL, take your time to explore different lenders on LendMesh. Comparing multiple offers can help you uncover better rates and more flexible terms tailored to your needs. By reviewing a variety of options, you’re more likely to find a deal that fits your financial goals without feeling rushed or pressured.

Stay informed effortlessly by subscribing to LendMesh’s personalized alert service. Simply set your target rate, and we’ll notify you as soon as offers drop below that threshold. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and curated loan deals—all designed to help Seminole homeowners make confident, informed decisions. Join thousands who trust LendMesh to keep them ahead in the search for the best home equity refinance options.

Customers are also interested in:

Home Equity Refinance