Home Equity Loans in Clearwater, FL

Looking for the best line of credit interest rates in Clearwater, FL? Compare local home equity loan offers to find flexible options that fit your needs, whether it’s debt relief, home projects, or unexpected expenses.

Clearwater homeowners trust lenders who understand the community and offer quick access to funds with clear terms. Start comparing today to unlock your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
fairwinds
5.101 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

Fairwinds has a Home Equity loan with an APR of 5.1% today. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

🏦 Local Lenders in Clearwater, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Pinellas County, FL

✅ACHIEVA CREDIT UNION CREDIT UNION
✅USF FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅SUNCOAST CREDIT UNION
✅FLORIDA CENTRAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SUMA FEDERAL CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅MIDFLORIDA CREDIT UNION
✅GTE FEDERAL CREDIT UNION
✅PINELLAS FEDERAL CREDIT UNION
✅CITYCOUNTY EMPLOYEES CREDIT UNION
✅FICARE FEDERAL CREDIT UNION
✅ECU CREDIT UNION

Compare other loan types in Clearwater, FL

Why compare Home Equity Loans in Clearwater, FL on LendMesh

If you’re searching for line of credit interest rates today in Clearwater, FL, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. With so many choices, a little extra research can make a big difference in securing the best rate and terms for your financial goals.

Stay informed effortlessly by subscribing to LendMesh’s alert service. Simply set your target interest rate, like 4% or 5%, and get notified immediately when offers drop below that. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—helping Clearwater borrowers like you stay ahead and never miss a valuable opportunity.

Customers are also interested in:

Line Of Credit Interest Rates Today