Home Equity Loans in Plant City, FL

Looking to tap into your home's equity in Plant City, FL? Comparing home equity line of credit offers helps you find the best interest rates and terms to fit your budget and goals. It’s a smart step toward financing your next project or consolidating debt.

Local lenders in Plant City understand the community and offer flexible options with personalized service. Whether upgrading your home or managing expenses, exploring your HELOC choices ensures you get competitive rates and fast funding tailored just for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
fairwinds
5.101 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

Fairwinds has a Home Equity loan with an APR of 5.1% today. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

🏦 Local Lenders in Plant City, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Hillsborough County, FL

✅TRAX FEDERAL CREDIT UNION
✅ACHIEVA CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION
✅GTE FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MIDFLORIDA CREDIT UNION
✅FICARE FEDERAL CREDIT UNION
✅USF FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SUNCOAST CREDIT UNION
✅TAMPA POSTAL FEDERAL CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅FLORIDA WEST COAST CREDIT UNION
✅FLORIDA CENTRAL CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅TAMPA BAY FEDERAL CREDIT UNION
✅POWERNET CREDIT UNION
✅TOGETHER CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅COAST 2 COAST FINANCIAL CREDIT UNION
✅FLORIDA CUSTOMS FEDERAL CREDIT UNION

Compare other loan types in Plant City, FL

Why compare Home Equity Loans in Plant City, FL on LendMesh

If you’re exploring interest on home equity lines of credit in Plant City, FL, take your time comparing offers from multiple lenders on LendMesh. Finding the right rate and terms can make a big difference in your borrowing costs. Our platform helps you see a variety of options side by side, empowering you to choose what fits your financial goals best without any pressure.

Consider subscribing to LendMesh for tailored alerts on home equity rates in Plant City. Just set your target interest rate, and you’ll receive instant notifications when offers dip below your preferred level. Plus, get expert insights, market trends, and curated loan deals delivered weekly or monthly to your inbox—helping you stay informed and ready to act when the perfect opportunity arises.

Customers are also interested in:

Interest On Home Equity Line Of Credit