Home Equity Loans in Miami, FL

Ready to unlock the value of your Miami home? Compare home equity loan offers tailored for Miami, FL homeowners looking to fund renovations, consolidate debt, or cover big expenses with ease.

Find trusted local lenders offering flexible terms and fast approvals. Start comparing today to secure a loan that fits your needs and keeps your Miami financial goals on track.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firstflorida
6.75 - 11.25 %
10 - 20 Yrs
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
pefcu
6.83 - 7.294 %
15 - 20 Yrs
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
alabamacu
7.25 - 8.25 %
90 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
growfinancial
7.75 - 9.5 %
10 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Florida has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which started at 4.99% . The minimum APR has gone up since two months ago, while the maximum rate stayed the same. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

Publix Employees has a Home Equity rate range of 6.83% to 7.29% today. This is slightly lower than 7 days ago but higher than 30 days ago. Compared to 60 and 90 days ago, the rates are up as well. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Grow Financial's HELOC rate is 7.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is 9.38% to 9.5% now, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. It's also up compared to 90 days ago.

🏦 Local Lenders in Miami, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Miami-Dade County, FL

✅DADE COUNTY FEDERAL CREDIT UNION
✅SPACE COAST CREDIT UNION
✅MIAMI POSTAL SERVICE CREDIT UNION
✅HIALEAH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅EDUCATIONAL FEDERAL CREDIT UNION
✅POWER FINANCIAL CREDIT UNION
✅BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION
✅JETSTREAM FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅ELECTRICIANS LOCAL 349 CREDIT UNION
✅GUARDIANS CREDIT UNION
✅UNIVERSITY 67348 CREDIT UNION
✅MIAMI FIREFIGHTERS FEDERAL CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MIAMI FEDERAL CREDIT UNION
✅SUN 67332 CREDIT UNION
✅WE FLORIDA FINANCIAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅COMPASS FINANCIAL FEDERAL CREDIT UNION
✅SHAWROSS EMPLOYEES CREDIT UNION
✅CONNECT CREDIT UNION CREDIT UNION
✅TROPICAL FINANCIAL CREDIT UNION
✅BAXTER CREDIT UNION

Compare other loan types in Miami, FL

Why compare Home Equity Loans in Miami, FL on LendMesh

If you’re exploring equity loans in Miami, FL, take your time comparing offers on LendMesh to uncover the best rates and terms that suit your needs. By reviewing multiple lenders side by side, you can confidently choose a deal that fits your financial goals without feeling rushed or pressured. Remember, the right loan can unlock your home’s value for renovations, debt consolidation, or other priorities.

Stay informed with LendMesh’s subscription service, designed to keep Miami homeowners ahead of the market. Simply set your ideal rate—whether 5%, 4%, or lower—and receive timely alerts when new offers meet your target. Along with expert insights and trend updates, you’ll get curated loan opportunities delivered weekly or monthly, helping you make smarter borrowing decisions with ease.

Customers are also interested in:

Equity House