Home Equity Loans in Merritt Island, FL

Looking to tap into your Merritt Island home's equity? Compare the best home equity loan rates right here and find flexible options tailored to your needs. Whether it’s for remodeling or debt consolidation, local lenders offer competitive rates and fast, friendly service.

Merritt Island residents trust community lenders who understand our area and priorities. You can get personalized guidance and quick funding while supporting credit unions that invest back into our neighborhood. Start comparing today to unlock your home’s potential with confidence.

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Lender
APR
Term
Max Amount
CLTV
Link
Info
vystarcu
6.75 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
firstflorida
6.75 - 11.25 %
10 - 20 Yrs
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
communityfirstfl
6.82 - 7.25 %
10 - 20 Yrs
90 %
∞
pefcu
6.83 - 7.294 %
15 - 20 Yrs
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
alabamacu
7.25 - 8.25 %
90 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Vystar has a HELOC with a 6.75% APR today, unchanged from it was 60 days ago. There's no change compared to the past two months. No other recent rate data is available for this product. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. First Florida has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which started at 4.99% . The minimum APR has gone up since two months ago, while the maximum rate stayed the same.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Community First Credit Union Of Flo has a Home Equity rate range of 6.82% to 7.08% today, which is slightly lower than 7 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is steady at 7.25% , unchanged from 7, 30, and 60 days ago. Publix Employees has a Home Equity rate range of 6.83% to 7.29% today. This is slightly lower than 7 days ago but higher than 30 days ago. Compared to 60 and 90 days ago, the rates are up as well.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Connexus' Home Equity loan has an APR range of 7.31% to 9.41% , unchanged from 60 days ago. The HELOC shows a range of 7.51% to 8.01% , unchanged from 60 days ago but higher than 90 days ago when it was 4.99% to 7.51% .

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Why compare Home Equity Loans in Merritt Island, FL on LendMesh

If you’re exploring rates for home equity in Merritt Island, FL, taking the time to compare multiple lenders can help you uncover better deals and more affordable options. LendMesh makes it easy to browse and evaluate offers side by side, so you can confidently choose the loan that fits your needs. There’s no rush—keep exploring to find terms that truly work for you and unlock your home’s value on your own terms.

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