Home Equity Loans in Merritt Island, FL

Looking to tap into your Merritt Island home's equity? Compare the best home equity loan rates right here and find flexible options tailored to your needs. Whether it’s for remodeling or debt consolidation, local lenders offer competitive rates and fast, friendly service.

Merritt Island residents trust community lenders who understand our area and priorities. You can get personalized guidance and quick funding while supporting credit unions that invest back into our neighborhood. Start comparing today to unlock your home’s potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
midflorida
6.28 - 6.75 %
15 Yrs
100 %
achievacu
6.375 - 7 %
5 - 20 Yrs
80 %
dfcufinancial
6.49 - 8.99 %
5 - 15 Yrs
90 %
launchcu
6.5 - 7.625 %
20 Yrs
100 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
ccuflorida
6.5 - 14 %
30 Yrs
80 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
20 Yrs
85 %
usfcu
6.75 %
5 - 15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Midflorida's Home Equity loan has an APR range of 6.28% to 6.75% , unchanged from it was 7, 30, and 60 days ago. The HELOC rate ranges from 6.75% to 18% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past few months. Achieva Credit Union has a Home Equity rate range of 6.38% to 6.75% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate range is 6.75% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% . Launch Credit Union has a HELOC with an APR range of 6.5% to 7.62% today. This is up from 6.25% to 7.62% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were the same as seven days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Community Credit Union Of Florida has a Home Equity rate range of 6.49% to 14% , unchanged from 30, 60, and 90 days ago. The HELOC rate range is 6.5% to 12% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the minimum was 3.99% .

Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Usf Federal Credit Union has a Home Equity rate of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

🏦 Local Lenders in Merritt Island, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Brevard County, FL

Compare other loan types in Merritt Island, FL

Why compare Home Equity Loans in Merritt Island, FL on LendMesh

If you’re exploring rates for home equity in Merritt Island, FL, taking the time to compare multiple lenders can help you uncover better deals and more affordable options. LendMesh makes it easy to browse and evaluate offers side by side, so you can confidently choose the loan that fits your needs. There’s no rush—keep exploring to find terms that truly work for you and unlock your home’s value on your own terms.

Consider subscribing to LendMesh for personalized rate alerts tailored to your goals. Simply share your target rate, like 4% or 5%, and you’ll receive timely notifications when offers dip below your threshold. Plus, enjoy expert insights, market trends, and curated loan deals delivered weekly or monthly straight to your inbox. Join other Merritt Island borrowers who trust LendMesh to stay informed and seize the best home equity opportunities.

Customers are also interested in:

Rates Home Equity