Home Equity Loans in Merritt Island, FL

Looking to tap into your Merritt Island home's equity? Compare the best home equity loan rates right here and find flexible options tailored to your needs. Whether it’s for remodeling or debt consolidation, local lenders offer competitive rates and fast, friendly service.

Merritt Island residents trust community lenders who understand our area and priorities. You can get personalized guidance and quick funding while supporting credit unions that invest back into our neighborhood. Start comparing today to unlock your home’s potential with confidence.

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Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
fairwinds
5.101 %
20 Yrs
70 %
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
tyndall
5.875 - 7 %
20 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. Digital has a Home Equity APR range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven, 30, 60, and 90 days ago. The HELOC APR range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 90 days. Both rates have dropped compared to the past month and three months.

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. Fairwinds has a Home Equity loan with an APR of 5.1% today. There's no data to compare this rate to 7 or 30 days ago. The rate stands alone without change information for longer periods.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan rate is 6.75% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period.

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Why compare Home Equity Loans in Merritt Island, FL on LendMesh

If you’re exploring rates for home equity in Merritt Island, FL, taking the time to compare multiple lenders can help you uncover better deals and more affordable options. LendMesh makes it easy to browse and evaluate offers side by side, so you can confidently choose the loan that fits your needs. There’s no rush—keep exploring to find terms that truly work for you and unlock your home’s value on your own terms.

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