Home Equity Loans in Orange City, FL

Looking for the best HELOC rates in Orange City, FL? Compare offers from trusted local lenders who understand your needs and offer competitive rates, fast approvals, and flexible terms to help you make the most of your home’s equity.

Whether you’re planning a remodel or consolidating debt, our local lenders provide clear, friendly guidance every step of the way. Explore your options today and unlock the value of your Orange City home with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
fairwinds
5.101 %
20 Yrs
70 %
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
tyndall
5.875 - 7 %
20 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. Digital has a Home Equity APR range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven, 30, 60, and 90 days ago. The HELOC APR range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 90 days. Both rates have dropped compared to the past month and three months.

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. Fairwinds has a Home Equity loan with an APR of 5.1% today. There's no data to compare this rate to 7 or 30 days ago. The rate stands alone without change information for longer periods.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan rate is 6.75% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period.

🏦 Local Lenders in Orange City, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Volusia County, FL

Compare other loan types in Orange City, FL

Why compare Home Equity Loans in Orange City, FL on LendMesh

If you’re exploring current HELOC rates in Orange City, FL, it pays to keep comparing offers on LendMesh. Browsing multiple lenders helps you spot better deals and find options that fit your financial needs without any pressure. Take your time and let the variety of choices guide you toward the best rate and terms for unlocking your home’s value.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you when offers fall below that mark. You’ll also receive regular updates with expert insights, rate trends, and curated loan deals, so Orange City borrowers like you can stay ahead and seize the best opportunities as they arise.

Customers are also interested in:

Current Heloc Rates