Home Equity Loans in Covington, VA

Looking for the best line of credit rates in Covington, VA? Discover flexible home equity loan options that fit your budget and goals, whether you’re planning a remodel or need extra funds for unexpected expenses.

Compare local lenders offering trusted service and fast approvals right here in Covington. Unlock your home’s potential with confidence and find the rate that works best for you today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
truliantfcu
6.39 - 9.47 %
20 Yrs
1stadvantage
6.49 - 6.99 %
20 Yrs
80 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
85 %
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
freedomfirst
6.75 - 7.75 %
20 Yrs
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago.

1St Advantage has a Home Equity rate range of 6.49% to 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% today and has not changed from 7, 30, or 60 days ago. Both rates have stayed steady over the past three months. Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as it was 7 days ago but higher than the 6.75% to 7.34% range seen 30, 60, and 90 days ago. The minimum APR remains steady at 6.75% across all these time points. Freedom First has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity rate is 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.75% to 7.75% range seen 60 and 90 days ago. The Other program has a fixed APR of 7.75% , steady compared to 7 and 30 days ago.

🏦 Local Lenders in Covington, VA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Covington City County, VA

Compare other loan types in Covington, VA

Why compare Home Equity Loans in Covington, VA on LendMesh

If you’re searching for line of credit rates in Covington, VA, take your time exploring multiple lenders on LendMesh. Comparing options helps you discover better deals and more affordable rates that fit your needs. There’s no rush—finding the right lender means more savings and flexibility down the road.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your ideal rate, like 4% or 5%, and we’ll notify you as soon as offers fall below that mark. With weekly or monthly updates featuring expert insights and hand-picked loan deals, you’ll always be ahead in Covington’s lending market without lifting a finger.

Customers are also interested in:

Line Of Credit Rates