Home Equity Loans in Salem, VA

Looking for a flexible way to tap into your Salem, VA home’s equity? A home line of credit loan lets you borrow as you need, with competitive rates and terms tailored to your budget. It’s a smart choice for renovations, debt consolidation, or unexpected expenses.

Compare local lenders in Salem to find the best offer that fits your goals. With trusted community credit unions and banks ready to help, you’ll get clear guidance and fast funding—making it easy to unlock the value in your home without the hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mydccu
6.25 - 7 %
90 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
truliantfcu
6.39 - 9.47 %
20 Yrs
1stadvantage
6.49 - 6.99 %
20 Yrs
80 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
10 - 20 Yrs
85 %
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupont Community has a Home Equity loan with an APR range of 6.25% to 7% today, unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.25% now, unchanged from both 7 and 30 days ago. Both products have steady rates over the past two months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. 1St Advantage has a Home Equity rate range of 6.49% to 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% today and has not changed from 7, 30, or 60 days ago. Both rates have stayed steady over the past three months.

Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% . Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as it was 7 days ago but higher than the 6.75% to 7.34% range seen 30, 60, and 90 days ago. The minimum APR remains steady at 6.75% across all these time points.

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Why compare Home Equity Loans in Salem, VA on LendMesh

If you're in Salem, VA, exploring a line of credit loan on your home, take your time to compare offers through LendMesh. Browsing multiple lenders helps you discover better rates and more flexible terms that suit your needs. Unlock your home's value wisely by weighing your options and finding the deal that feels right without pressure.

Stay informed with LendMesh’s subscription service designed for Salem borrowers. Simply set your target rate, and we’ll send personalized alerts whenever new offers dip below that threshold. Receive regular updates packed with expert insights, rate trends, and carefully selected loan deals—helping you stay ahead and make confident decisions about your home equity line of credit.

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