Home Equity Loans in Portsmouth, VA

Looking to unlock your Portsmouth home's potential? Comparing home equity line of credit offers from trusted local banks and credit unions helps you find the best rates and terms tailored to your needs. It’s the smart way to fund your next home project or consolidate debt.

Local lenders in Portsmouth, VA understand our community and offer fast, friendly service with flexible options. Whether you want to remodel, cover expenses, or improve your financial health, exploring your home equity loan options here puts you in control with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6.75 - 7 %
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
freedomfirst
6.75 - 8 %
20 Yrs
90 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
hfcu
6.865 - 10.615 %
20 Yrs
100 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
penfed
7 %
10 - 20 Yrs
85 %
togethercu
7.125 %
15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as 7 and 30 days ago but higher than the 60 and 90 days ago range, which was 6.75% to 7.34% . The rates have stayed steady recently after being lower a couple of months back. Chevron's HELOC rate is 6.75% today, unchanged from 7, 30, 60, and 90 days ago. The Home Equity loan rate is 7.99% , which has also stayed the same over the past 7, 30, 60, and 90 days. Both rates have been steady for at least three months.

Freedom First has a Home Equity rate of 6.75% today, unchanged from 7, 30, and 60 days ago but lower than the 90–day range of 6.75% to 7.75% . Its HELOC rate is 7% to 7.5% , up from 6.75% to 7.25% over the past 7, 30, 60, and 90 days. The Other program's rate is 8% , higher than 7.75% seen 7, 30, and 60 days ago. Northrop Grumman's HELOC has an APR range of 6.75% to 7.75% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period. America First has a Home Equity loan with rates ranging from 6.89% to 10.49% today. Unchanged from 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady at 6.89% throughout this period.

Pentagon's HELOC has a today APR range of 7% to 18% , which is up from 6.75% to 18% seven days ago. The rate is higher compared to 30, 60, and 90 days ago when the APR was 6.75% . Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged over the past 90 days. Both rates have stayed steady without any increases or decreases recently.

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Why compare Home Equity Loans in Portsmouth, VA on LendMesh

If you’re exploring the best bank for a home equity line of credit in Portsmouth, VA, it’s worth taking the time to compare multiple lenders on LendMesh. By reviewing different offers, you can uncover better rates and terms that suit your needs—whether you’re planning renovations or consolidating debt. A little extra research could save you money and help you unlock the full value of your home.

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