Home Equity Loans in Stafford, VA

Looking for HELOC financing in Stafford, VA? Discover flexible home equity loan options that fit your budget and goals. Whether you’re planning renovations or need extra cash, comparing local lenders helps you find the best rates and terms tailored to your needs.

Stafford homeowners trust lenders who understand the community and offer fast, friendly service. Start comparing offers today to unlock your home’s equity with confidence and make your next project or financial plan a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
andrewsfcu
5.74 %
20 Yrs
95 %
abnbfcu
5.75 - 7.24 %
2 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
bayportcu
6.14 - 9.24 %
2 - 17 Yrs
100 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Andrews Federal Credit Union has a Home Equity rate of 5.74% today, which is up from 5.49% seven, 30, and 60 days ago. The rate has stayed the same over the past two months before this increase. Abnb has a HELOC with an APR range of 5.75% to 7.24% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Newport News Shipbuilding Employees has a Home Equity loan with an APR range of 6.14% to 9.24% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are also steady at 6.49% to 9.24% over the same periods. Both products show no change in rates recently.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago.

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