Home Equity Loans in Fredericksburg, VA

Looking to tap into your Fredericksburg, VA home’s equity? Compare the best home equity loan offers nearby to find flexible rates and terms that fit your needs. Whether it’s for remodeling or consolidating debt, smart choices start with local insight.

Fredericksburg homeowners deserve clear options and fast funding without the hassle. Explore trusted lenders in your area who provide personalized service and competitive rates, helping you unlock your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
andrewsfcu
5.74 %
20 Yrs
95 %
abnbfcu
5.75 - 7.24 %
2 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
bayportcu
6.14 - 9.24 %
2 - 17 Yrs
100 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Andrews Federal Credit Union has a Home Equity rate of 5.74% today, which is up from 5.49% seven, 30, and 60 days ago. The rate has stayed the same over the past two months before this increase. Abnb has a HELOC with an APR range of 5.75% to 7.24% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Newport News Shipbuilding Employees has a Home Equity loan with an APR range of 6.14% to 9.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are also steady at 6.49% to 9.24% across all those time periods. Both products show no change in rates over the past three months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% .

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Why compare Home Equity Loans in Fredericksburg, VA on LendMesh

If you’re in Fredericksburg, VA, searching for the best place for a home equity loan, take your time comparing multiple lenders on LendMesh. Exploring a variety of options can help you uncover better deals and more affordable rates tailored to your needs. The right choice can unlock your home’s value with flexible terms that work for your goals, whether for renovations, debt consolidation, or other plans.

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