Home Equity Loans in Philadelphia, PA

If you’re in Philadelphia, PA, and thinking about tapping into your home’s equity, you’re in the right place. Compare home equity lines of credit that offer competitive rates and flexible terms tailored to your needs—whether it’s for remodeling or managing debt.

Local lenders understand Philly homeowners and provide quick, friendly support to help you make the most of your home’s value. Start exploring your options today and find the best offer that fits your goals and budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
psfcu
7 %
10 - 25 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Polish & Slavic has a HELOC with a today's APR of 7% . This rate is up from 6.75% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were all 6.75% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Philadelphia, PA

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Why compare Home Equity Loans in Philadelphia, PA on LendMesh

If you’re exploring home equity line of credit options in Philadelphia, PA, take your time to compare multiple lenders on LendMesh. This helps you uncover better deals and more affordable rates tailored to your needs. With a variety of offers at your fingertips, you can confidently choose the best financing solution to unlock your home’s value for renovations, debt consolidation, or other goals.

Stay ahead in the Philadelphia market by subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—whether it’s 4% or 5%—and receive instant notifications when offers fall below your target. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you make informed decisions without the hassle. Join thousands of smart borrowers making the most of their home equity with LendMesh.

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